Union is a member-owned credit protocol built on Ethereum, in which members can underwrite lines of credit to other member addresses.
It operates as a DAO and enables any wallet address to accumulate a credit line on-chain in a permission-less, crypto-native way. The protocol itself is not an underwriter of risk, rather a mechanism to lower the cost of coordinating trust into available credit.
What core problem does Union solve?
Credit is simply giving someone a dollar and expecting them to return it. Be it a lifeline, an open line of credit, an investment bridge - Union functions as a primitive so that anyone can lend, borrow, or build credit dapps.